 Stay
Calm
and check for injuries. Life and health
are more important than damage to vehicles.
Make Note
of specific damages to all vehicles involved.
Get the Facts
and essential detail at the scene. Write down the
names, addresses, phone numbers and insurance companies of persons involved in
the accident. Also, write a description of the other vehicles and their license
numbers. Jot down the names of anyone who may have witnessed the accident. This
can prevent disagreement concerning how the accident actually happened.
Call the Police
to file an accident report, even if the accident is
minor, and request medical assistance if needed. Don't leave the accident scene
before the police arrive. A police report may be required by State or local
law.
Limit Discussion
of the
accident and talk only with the police or your claim handler. Don't admit fault
at the scene. If contacted by an attorney or the other persons insurance
company, simply refer them to your Claim Representative.
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